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Personal Banking

Comprehensive banking solutions designed to meet your personal financial needs and help you achieve your goals.

Banking That Fits Your Life

At Sky Premium, we understand that everyone's financial journey is unique. That's why we offer a range of personal banking solutions that can be tailored to your specific needs.

Whether you're saving for a major purchase, managing day-to-day expenses, or planning for the future, our personal banking services provide the tools and support you need to succeed.

Personal Banking

Personal Account Options

Premium Checking

Everyday banking with premium benefits

  • No monthly maintenance fee with qualifying deposits
  • Unlimited transactions and withdrawals
  • Free online and mobile banking
  • Complimentary debit card with rewards
  • Access to 40,000+ fee-free ATMs

Premium Savings

Grow your money with competitive rates

  • Competitive interest rates
  • No minimum balance requirements
  • Automatic savings options
  • Goal-based savings tools
  • FDIC insured up to $250,000

Money Market

Higher yields with flexible access

  • Higher interest rates than standard savings
  • Check-writing privileges
  • Tiered interest rates based on balance
  • Limited transactions per month
  • FDIC insured up to $250,000

Personal Loans & Credit

Personal Loans

Whether you're consolidating debt, financing a major purchase, or covering unexpected expenses, our personal loans offer competitive rates and flexible terms.

  • Fixed rates starting at 5.99% APR
  • Loan amounts from $2,500 to $50,000
  • Terms from 12 to 60 months
  • No prepayment penalties

Credit Cards

Our credit cards offer competitive rates, valuable rewards, and enhanced security features to help you manage your finances with confidence.

  • Rewards on everyday purchases
  • No annual fee options available
  • Advanced fraud protection
  • Digital wallet compatibility

Digital Banking Solutions

Bank anytime, anywhere with our secure and user-friendly digital banking platform. Manage your accounts, make transfers, pay bills, and more from your computer or mobile device.

  • Secure Access

    Multi-factor authentication and encryption to keep your information safe

  • Card Controls

    Lock/unlock your cards, set spending limits, and receive transaction alerts

  • Mobile Deposit

    Deposit checks from your smartphone with just a few taps

Digital Banking

Ready to get started?

Open an account today and experience the Sky Premium difference.